- What is the typical installed price of a heat pump in Bellingham?
- Aggregated local job data puts the typical range at $5,301 to $6,973, inside a full spread of $2,793 to $10,058. A local contractor blog independently publishes $4,000 to $8,000 for a ducted air-source system here, so the two sources agree on the middle.
- Is a heat pump enough heat at Bellingham’s 19°F design temperature?
- Yes, when the equipment is chosen for it. Bellingham designs to 19°F per WAC 51-11C-80100 Table C-1. PSE’s own cold-climate threshold for its heat pump upgrade rebate is a COP of at least 1.75 at 5°F with rated capacity at 5°F at least 70% of capacity at 47°F. Equipment that clears that bar carries the house without leaning on strip heat.
- Do I get a federal tax credit in 2026?
- No. Both §25C and §25D ended for property placed in service after December 31, 2025, per IRS FS-2025-05 and P.L. 119-21. Budget your project as if the federal credit does not exist, because it does not.
- Ducted or ductless for my house?
- Ducted if you already have ducts worth keeping, ductless if you have baseboard or wall heaters. That second case is most of the older Bellingham housing stock, and it is also the case the $1,500 PSE rebate is written for. If your ducts are in a wet crawlspace and leaking, ductless is often both cheaper and better.
- Will a heat pump also cool the house in August?
- Yes, and Bellingham’s cooling design temperature is 78°F, which is a modest load. The same equipment that heats you through a 19°F morning will hold the house comfortable through a smoke-season heatwave, which is the argument that convinces most homeowners here.
- What is not in your quote?
- Nothing is hidden: equipment, line set, mounting, condensate, permit, commissioning and haul-away are in the number, and the electrical scope by a licensed electrical contractor is shown as its own line so you can see it. If a panel upgrade is required, it appears as a separate line at $1,300 to $2,500 rather than being buried in the total.