Bellingham, Washington
Heat pumps and mini splits in Silver Beach
1920s lake cabins expanded over time, with 1960s–1980s houses filling the slopes. That single fact decides your sizing, your electrical work and whether PSE will pay $1,500 toward the job.
- Construction era: 1920s lake cabins expanded over time, with 1960s–1980s houses filling the slopes
- Design temperature: 19°F
- Permits: City of Bellingham, if the parcel is inside city limits
- We pull the permit and meet the inspector
- WA L&I #BELLIHC808NM Active registration — verify it with the state
- $30,000 bonded Surety bond on file with L&I
- $1,000,000 insured General liability coverage
- Local since 2020 Owner-operated in Whatcom County
- We pull the permit City of Bellingham or Whatcom County, and we meet the inspector
The houses in Silver Beach
Silver Beach runs along the north end of Lake Whatcom, and the housing shows its origins: small summer cabins that were added onto in stages, mid-century houses on the slopes above Electric Avenue, and newer rebuilds on the water side. The additions are the defining feature — a 1920s core with a 1950s bedroom wing and a 1980s deck-and-family-room addition, each with its own floor level and its own heating solution. Crawlspaces are common and frequently damp given the proximity to the lake.
What is probably heating yours right now
Because these houses grew in pieces, the heating grew in pieces: a gas or electric furnace serving the original rooms, baseboard or a wall heater in each addition, and occasionally a wood stove as the real winter heat in the main room. Some of the water-side rebuilds already have a heat pump. Where the additions are on baseboard, a multi-zone ductless system matched to the actual room layout beats trying to make one duct system reach four floor levels.
Why this determines your rebate
Puget Sound Energy pays $1,500 — $2,400 for income-qualified households — to replace electric-resistance heat with a heat pump. Baseboard heaters, wall heaters, an electric furnace and radiant ceiling cable all count. A gas furnace does not, and because Cascade Natural Gas rather than PSE supplies gas in Bellingham, there is no PSE gas-to-heat-pump rebate either. So the first thing we ask is what is on your walls.
Find out in a minute — (360) 592-3824What makes a Silver Beach install different
Silver Beach sits inside the Lake Whatcom watershed, which is Bellingham’s drinking-water reservoir, and that changes site work: ground disturbance, new impervious surface and stormwater handling are all scrutinised, so we keep pads small, avoid trenching where a wall-mount bracket will do, and route condensate to daylight rather than to the lake. Electric Avenue lots are narrow and steep between the road and the water, so condenser placement and service clearance need to be decided on site rather than off a plan. Damp crawlspaces argue for insulated, sealed lineset penetrations and a moisture look before anyone puts equipment underneath the house.
Sizing for 19°F
Every Bellingham address shares the same code design temperature — 19°F at station Bellingham 2 N, colder than Sea-Tac's 24°F. What differs street to street is the envelope. A 1910s one-and-a-half storey with knee walls and original single glazing carries a very different load from a mid-2000s two-storey built to a modern code, even at identical square footage. That is why we run the load rather than multiplying square feet by a constant.
We know the streets
If you are near Bloedel Donovan Park, Big Rock Garden Park, Lake Whatcom, Electric Avenue, we have worked nearby. Ask and we will tell you honestly what we have run into on that side of town.
Rebates for a Silver Beach home
-
Electric Resistance to Air-Source Heat Pump Conversion
Puget Sound Energy
$1,500
Available now$2,400 with PSE Efficiency Boost for income-qualified households.
- Paperwork:
- We file it
- Deadline:
- No published end date — tariffed and subject to change
- Verified:
- 2026-09-04 · source
-
Efficiency Boost (income-qualified multiplier)
Puget Sound Energy
Raises other PSE rebates
Income-qualifiedHeat pump $1,500 → $2,400 · heat pump water heater $1,000 → $1,100 · smart thermostat $75 → $175.
- Paperwork:
- We file it
- Deadline:
- Ongoing
- Verified:
- 2026-09-04 · source
-
Community Energy Challenge — moderate income
Sustainable Connections + Opportunity Council
Up to $2,000
Income-qualifiedFor a ductless heat pump upgrade. Weatherization incentives average roughly 45% of project cost. Stated by CEC to be in addition to utility rebates.
- Paperwork:
- The program files it
- Deadline:
- Ongoing
- Verified:
- 2026-09-04 · source
-
Daikin Instant Rebates — ductless
Daikin (administered by EGIA)
$450–$750
Available nowSkyAir (RZA outdoor with FTA indoor) $750 · MXM and Aurora MXT/MXTH $500 · Aurora RXT/RXP $450 · Atmosphera $450.
- Paperwork:
- We file it
- Deadline:
- Purchase by September 30, 2026; install by October 31, 2026
- Verified:
- 2026-09-04 · source
-
Heat Pump Water Heater Rebate
Puget Sound Energy
$1,000
Available now$1,100 with Efficiency Boost. Requires a NEEA Tier 3 or Tier 4 model.
- Paperwork:
- You file it
- Deadline:
- No published end date — apply within 30 days of installation
- Verified:
- 2026-09-04 · source
-
Federal §25C Energy Efficient Home Improvement Credit
Internal Revenue Service
$0 — terminated
EndedHistorically 30% of cost, up to $2,000/year for heat pumps and heat pump water heaters. Gone. The One Big Beautiful Bill (P.L. 119-21, enacted July 4, 2025) accelerated its termination.
- Paperwork:
- You file it
- Deadline:
- Terminated — property placed in service after December 31, 2025 does not qualify
- Verified:
- 2026-09-04 · source
What a Silver Beach household qualifies for
Four questions. No email required, and the answer is sometimes “nothing” — we would rather tell you that now than after a sales visit.
What we do in Silver Beach
Ductless Mini Split Installation
Heat and cool the rooms you actually use, without tearing your house apart to add ductwork.
$3,000–$ 10,000 Details →
Heat Pump Installation
One system that heats through a Bellingham winter and cools through a smoke-season August, sized to your house rather than to a chart.
$4,000–$ 8,000 Details →
Heat Pump Replacement
Replace a tired system once, correctly, instead of paying for a third repair on equipment that will not see another winter.
$2,793–$ 10,058 Details →
Furnace to Heat Pump Conversion
Use the ductwork you already have to get efficient heating plus air conditioning, and keep the furnace only if it is genuinely earning its place.
$4,000–$ 8,000 Details →
Heat Pump Repair
Find out what is actually wrong, in plain language, with the repair price and the replacement price side by side.
Details →
Heat Pump Maintenance
An hour of attention each year keeps the capacity you paid for and finds the cheap failures before they become the expensive ones.
Details →
DIY Mini Split Kit Commissioning
Do the labour you are capable of doing, and pay a professional only for the part that needs gauges, a vacuum pump and a licence.
Details →
Get a Silver Beach estimate
That one question decides whether PSE pays $1,500 toward your project, so it is the first thing we ask.
Ready for a straight answer on your house?
Tell us what you have now and what you want it to do. We will tell you what fits, what it costs, and which rebates you actually qualify for — before anyone comes out.
Monday–Friday, 8:00 AM – 5:30 PM · Emergency calls answered 24/7