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Bellingham Heating & Cooling — Bellingham's Energy Savings Team
Birch Bay, Washington — the kind of homes and landscape we work in

Whatcom County, Washington

Heat pumps, mini splits and HVAC in Birch Bay

10,115 people, 17°F on the coldest design day, and about 28 minutes from our shop on Larrabee Avenue.

  • Electricity: Puget Sound Energy
  • Gas: None — propane, oil or all-electric
  • Permits: Whatcom County Planning & Development Services
  • ZIPs: 98230
  • WA L&I #BELLIHC808NM Active registration — verify it with the state
  • $30,000 bonded Surety bond on file with L&I
  • $1,000,000 insured General liability coverage
  • Local since 2020 Owner-operated in Whatcom County
  • We pull the permit City of Bellingham or Whatcom County, and we meet the inspector

The housing in Birch Bay

Birch Bay mixes small 1950s–70s beach cabins that were winterised over the decades, 1990s–2000s retirement and second homes in Birch Bay Village, and newer builds along Harborview and Jackson roads. A lot of the older cottages ran on electric wall heaters plus a wood stove because nobody expected to live in them through February, so their insulation and panel capacity lag their square footage. Ductless is nearly always the right answer, and often a multi-zone one to cover an addition that was tacked on later.

The climate here

We size Birch Bay to Blaine’s 17°F rather than Bellingham’s 19°F, because the north county takes the Fraser outflow first. The larger equipment-life issue is salt: an outdoor unit a few hundred feet off the beach lives in airborne chloride year-round, and one industry source puts the cost of that at two to four years of service life without corrosion protection. Coated coils, a protected cabinet, or simply siting the unit on the lee side of the house are all worth settling before the order goes in.

Washington's energy code puts Birch Bay's outdoor heating design temperature at 17°F (taken from the nearest code station, Blaine). Bellingham is 19°F and Sea-Tac is 24°F, so equipment picked off a Seattle-area rule of thumb is the wrong equipment for this address.

What makes a Birch Bay install different

Birch Bay is unincorporated, so the mechanical permit goes to Whatcom County Planning & Development Services and not to the City of Blaine, even for an address that looks like Blaine on an envelope. There is no natural gas main out here, so the existing heat is electric, propane or oil and the fuel-switching case is easy to run honestly. Elevated and pier-supported homes near the beach need a mounting plan that keeps the outdoor unit above storm splash and off a deck that will transmit compressor vibration into the living room.

Utilities, and what they mean for your rebate

Birch Bay is inside Puget Sound Energy's electric territory — PSE serves every address in Whatcom County, which is what puts its heat pump rebates within reach. There is no natural gas service to most of Birch Bay: None — propane, oil or all-electric. Homes here run on propane, oil, wood or electric resistance heat. If yours has baseboard heaters, wall heaters, an electric furnace or radiant ceiling cable, you are looking at the largest rebate available in this county — $1,500 from PSE, or $2,400 if your household income-qualifies.

Permits in Birch Bay

Mechanical permits for Birch Bay go through Whatcom County Planning & Development Services using its Whatcom County Permit Center application, online or in person. We file it under our Washington contractor registration and we meet the inspector. One trap worth naming: plenty of properties with a "Bellingham" mailing address are physically in unincorporated Whatcom County, and the City says so on its own permit page. The parcel decides the jurisdiction.

Nearby

We cover Birch Bay Village, Birch Point, Harborview Road, Jackson Road, the Grandview Road corridor on the same runs. If you are near Birch Bay State Park, Birch Bay Village, Bay Horizon Park, we know the roads.

What a Birch Bay household can claim

  • $1,500

    Available now

    $2,400 with PSE Efficiency Boost for income-qualified households.

    Paperwork:
    We file it
    Deadline:
    No published end date — tariffed and subject to change
    Verified:
    2026-09-04 · source
  • Raises other PSE rebates

    Income-qualified

    Heat pump $1,500 → $2,400 · heat pump water heater $1,000 → $1,100 · smart thermostat $75 → $175.

    Paperwork:
    We file it
    Deadline:
    Ongoing
    Verified:
    2026-09-04 · source
  • Community Energy Challenge — moderate income

    Sustainable Connections + Opportunity Council

    Up to $2,000

    Income-qualified

    For a ductless heat pump upgrade. Weatherization incentives average roughly 45% of project cost. Stated by CEC to be in addition to utility rebates.

    Paperwork:
    The program files it
    Deadline:
    Ongoing
    Verified:
    2026-09-04 · source
  • Daikin Instant Rebates — ductless

    Daikin (administered by EGIA)

    $450–$750

    Available now

    SkyAir (RZA outdoor with FTA indoor) $750 · MXM and Aurora MXT/MXTH $500 · Aurora RXT/RXP $450 · Atmosphera $450.

    Paperwork:
    We file it
    Deadline:
    Purchase by September 30, 2026; install by October 31, 2026
    Verified:
    2026-09-04 · source
  • Low-Income Weatherization

    Opportunity Council (Whatcom, Island, San Juan)

    No cost to qualifying households

    Income-qualified
    Paperwork:
    You file it
    Deadline:
    Ongoing
    Verified:
    2026-09-04 · source
  • Varies by administrator

    Income-qualified

    Commerce awarded $39.3M across 40 local administrators with no statewide schedule. Whatcom-relevant awards: Sustainable Connections $731,250, Opportunity Council $500,000, Lummi Nation $950,500. Per-household amounts are not published.

    Paperwork:
    The program files it
    Deadline:
    While administrator funds last
    Verified:
    2026-09-04 · source
  • $1,000

    Available now

    $1,100 with Efficiency Boost. Requires a NEEA Tier 3 or Tier 4 model.

    Paperwork:
    You file it
    Deadline:
    No published end date — apply within 30 days of installation
    Verified:
    2026-09-04 · source
  • $0 — terminated

    Ended

    Historically 30% of cost, up to $2,000/year for heat pumps and heat pump water heaters. Gone. The One Big Beautiful Bill (P.L. 119-21, enacted July 4, 2025) accelerated its termination.

    Paperwork:
    You file it
    Deadline:
    Terminated — property placed in service after December 31, 2025 does not qualify
    Verified:
    2026-09-04 · source

Everything we do

An estimator talking through heat pump options with a homeowner on a covered porch

Get a Birch Bay estimate

We are about 28 minutes away. Tell us what is heating the house today and we will tell you what fits.

Or call or text (360) 592-3824. Estimates carry the standard $89.99 trip charge, refunded as company credit when you accept the bid. We do not sell or share your details.

Ready for a straight answer on your house?

Tell us what you have now and what you want it to do. We will tell you what fits, what it costs, and which rebates you actually qualify for — before anyone comes out.

Monday–Friday, 8:00 AM – 5:30 PM · Emergency calls answered 24/7

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